Credit Risk Analyst Lead
6 dagen geleden
We are looking for a skilled Credit Risk Analyst Lead to join our team at ING in the Netherlands.
Job Description:As a Senior Data Analyst Credit Risk, you will play a crucial role in supporting our key strategic project 'MORSE' in the domain of Residential Mortgages. You will be part of a multi-disciplinary team assessing the impact on credit risk processes and systems to ensure continuity from a modeling and reporting perspective.
You will also become part of the Center of Expertise Risk Analytics chapter in Tribe CRM, which focuses on providing and developing knowledge and expertise in the areas of credit risk and data analytics.
Key Responsibilities:- Analyze data, design, and build physical models at various stages of the data pipeline: ingestion of data sources, mapping in data warehouse, and creating data marts for consumption
- Maintain applications in our Data Lake, managing data using Oracle Exadata as main database, while adhering to set performance standards
- Estimate the impact of changes in the data environment on Risk calculations (capital, provisions)
- Evidencing to internal and external stakeholders that the data is compliant with ING standards (Data Management Process Control Standards)
To succeed in this role, you should have experience working with large databases within the financial services industry, preferably credit risk related, either in the Netherlands or internationally. You should also have a thorough understanding of:
- Datawarehouse concepts and data modelling techniques in the context of a complex data landscape
- BI tooling (SAS, SQL Developer) at an advanced level, writing macro scripts to extract data directly from Oracle and perform fully automated reconciliations between datasets
- Translating business requirements and observed defects into clear user stories for developers
- Importance of script hygiene for readable and understandable code and clear documentation
- Knowledge of Credit Risk concepts (Risk Weighted Assets, Expected Loss, Definition of Default) is a plus
- A competitive salary tailored to your qualities and experience, estimated around €80,000 - €110,000 per year
- 24-27 vacation days depending on contract
- Pension scheme
- 13th month salary
- Individual Savings Contribution (BIS), 3.5% of your gross annual salary
- 8% Holiday payment
- Hybrid working to blend home working for focus and office working for collaboration and co-creation
- Personal growth and challenging work with endless possibilities
- An informal working environment with innovative colleagues
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