Investments Advisor

Overall Purpose of the Position

To be responsible for providing financial advice on Investments and Insurance in line with the assigned whitelist and portfolio limits.

Operational Responsibilities:

• To manage clients investment holdings. Engage with clients and provide investment advice in accordance with bank parameters/ policies.
• To actively engage in customer acquisition tactics to attract new clients for Investments/ Insurance/ pensions/ deposits.
• To ensure that internal policies and risk and control procedures are observed on a day-to-day basis and corrective action devised to address processes and control deficiencies. Any shortfalls are to be reported to the Compliance Manager.
• To ensure that regulatory and compliance obligations are met with the assigned clients and their investment portfolios.
• To keep updated on prevailing economic and investment scenario and contribute to the internal research function of the Investment Distribution Unit.
• To sit on the Investment Distribution Committee, if requested.
• To develop the client data base through effective networking and other customer acquisition strategies.
• To identify prospects for transactions with limits which exceed their authorised limits and forward the leads to Private Clients section.

General Responsibilities

• To submit any reports and/or supervise any projects and activities as may be directed from time to time.
• To ensure compliance with Banks policies, guidelines and underlying procedures at all times.
• To assist his/her superior in the preparation of the units business plan and underlying budgets if requested.
• To perform standard office tasks including processing mail, answering phone calls, ordering supplies and filing.
• To perform any other duties that may be reasonably assigned from time to time.

Qualifications, Skills & Competencies

Mandatory:

• Possesses a strong focus on quality of service and client relationships.
• Excellent interpersonal skills and the ability to build strong client relationships.
• Is able to work on his/her own, with minimum guidance, and with a strong sense of prioritisation.
• Have knowledge of the Maltese language

Experience

• Highly conversant with the Investments Regulatory environment.
• Possess a number of years working experience in the Investment field coupled with a theoretical background in Investment.

Qualification

• Holds a benchmark qualification recognised by the MFSA in order to hold an Investment Advisory license.
• To be registered with the MFSA as an Investment Advisor.