Avp - Credit Officer

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

**Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment?**

We are currently recruiting for an **Assistant Vice President, Credit Officer,**for our **Credit Office** in **Amsterdam**.

**About MUFG**

**About MUFG in the European Economic Area**

Following the decision taken by the UK in 2016 to leave the European Union, MUFG has taken all of the necessary steps to ensure the continuation of all services to clients, regardless of their location. Clients located in the European Economic Area (EEA) access services through MUFG Bank (Europe) N.V. as well as MUFG Securities (Europe) N.V.

**About MUFG Bank (Europe) N.V.**

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank, headquartered in Amsterdam. With offices throughout Europe, our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance, Capital Markets and Transaction Banking, using MUFG’s global reach to provide bespoke solutions. With 73 green, sustainability, sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021, MUFG is committed to supporting clients to achieve sustainable business growth.

**Your impact at MUFG**

To develop a deep understanding of the risks in MBE’s Corporate Finance portfolios, add value to support the delivery of profitable growth within MBE’s risk appetite and contribute to an effective control environment. This, in turn, ensures the integrity of the overall credit portfolio and provides support to MBE’s regulatory requirements.

**The role includes the following**:

- Objectively assess Corporate Finance credit proposals, identifying risk issues to reach a reasoned conclusion leading to recommendations for Senior Management approval
- Keep up to date on relevant markets and sectors, and monitor the portfolio to anticipate problems. As directed by the Head of Credit, Take necessary early pro-active steps to minimize potential losses
- Establish and maintain close communication with the Business Line and other stakeholders
- Liaise with the relevant MUFG credit divisions in order to complete summary analysis, to support transaction assessment and ongoing risk monitoring
- Support Head of Credit in the development of any Risk Appetite Framework or policy
- Active contribution in discussions with the business relating to any relevant developments and potential client needs on a more strategic level relating to relevant products

**In order to be successful in the role, you will need the following**:
Skills and experience:

- Bachelor Degree
- Minimum 2 years of work experience in the financial services industry and sound understanding of regulatory requirements related to the credit sanctioning and monitoring process
- Ability to produce concise written credit evaluations is essential - to identify and prioritize the key issues
- Strong interpersonal skills - the role demands close liaison with other credit divisions, front offices and senior management; pro-actively develop and maintain such relationships.
- Strong networking and influencing skills
- Verbal and written communication skills in English is essential (Japanese and Dutch language is an asset)
- High level of personal independence - ability to use own initiative and work unaided
- Complex problem solving skills
- Desire for self-development. Increase own knowledge through keeping abreast of news-flow, market developments and credit trends that may be relevant to the companies, countries and sectors covered

**Personal requirements**:
Integrity and Responsibility
- Balance Risk with Opportunity
- Customer Focus
- Demonstrate Global Perspective

Professionalism and Teamwork
- Drive For Results
- Collaborate and Build Partnerships
- Communicate Effectively and Professionally

Challenge Ourselves To Grow
- Influence and Inspire Others
- Lead Change & Seek Continuous Improvement
- Think Strategically
- Manage and Develop Talent

**What do we have to offer**:
We offer you a role in one of the largest banks of the world in a growing and international environment. You have various oppo