Financial Crime Analyst

Title: Financial Crime Analyst - Complex Investigations and LER Location: Amsterdam, Netherlands Type: Full-time Are you curious, excited by experimentation and always looking for a better way of doing things? Do you want to keep learning and developing whilst getting hands-on experience working in the embedded payments space? Do you want to have the opportunity to be a key part of the team and help enable Modulrs growth in Europe? If so, we would love to hear from you Who We Are Our vision is a world where all businesses are powered by embedded payments. Modulr enables businesses, from SMEs to Enterprise, initially across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment schemes, accounts, and card products. Find out more about us on our website and careers site. What You’ll Do The team is a small but growing team, currently consists of four analysts. You will report into the financial crime manager who in turn reports into the Head of Monitoring & Screening. Other areas within this function include transaction monitoring, fraud, screening, and the successful candidate should expect to engage with these areas on a regular basis. Your responsibilities will include: A variety of ongoing requests from law enforcement agencies and other external stakeholders Investigate internal SARs reported to the team by staff members. Investigate other referrals from across the business that possess a level of complexity Conduct analysis to identify improvement opportunities within Modulr Anti-Financial Crime controls Handle complex investigations covering a variety of anti-financial crime disciplines File reports to relevant Financial Investigation Units (FIU’s) in the form of SARs/UTRs and or STRs dependant on jurisdiction Support special projects and other ad hoc requests/analysis to support the function monitoring and screening function Collaboration with internal compliance, legal, operational and tech teams Other elements of the role will include: Being able to take initiative with regards to workflow management and process improvement Key focus on quality assurance and taking the right action the first time Contribute to building a team atmosphere and rapport Who You Are What you’ll need: 2+ years’ experience in an anti-financial crime role Analytical thinking Ability and desire to take the initiative Excellent Stakeholder management Evidence technical expertise as a financial crime subject matter expert Understanding of the regulatory landscape with regards to anti-financial crime compliance Exceptional communication and interpersonal skills Strong presentation skills Ability to operate in a changing and dynamic environment Obsession with continuous improvement and operational excellence Fluent in English Nice to haves Certification from a relevant body (ICA, ACAMS) Previous experience of working within a compliance or financial crime team within an e-money institution or payments service provider. Specific experience within a transaction monitoring-based role. Fluency in French and/or Spanish and Dutch What We Offer You Share Options – We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger, or flotation. Bonus – Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance. Flexible benefits - Over €1,000 per year to use however you like (add to your pension, use for travel, etc.). Wellbeing app – confidential, on-demand access to therapy, coaching, counselling, management training, or mindfulness sessions with accredited professionals, with company-funded hours and top-up options available. Holidays - 33 days annual leave (including bank holidays) plus your birthday off. Learning opportunities - Our two-day onboarding program, ModStart, helps equip you for success. Learning doesn’t stop there; we’ll continue to support your development through various channels. Company-Wide Events - Participate in collaborative and engaging events with colleagues across the business. Travel Commuting Allowance: We offer a commuting allowance to help cover the cost of traveling to our office. ModInclusion At Modulr, we’re committed to building a diverse, equitable and inclusive culture where everyone feels they belong and can bring their whole self to work. We welcome applications from candidates of all backgrounds as we believe it’s the right thing for our people, our business, and the community we operate in. By submitting your CV, you consent to us using your personal data to assess your application, contact you, or share your CV with relevant hiring managers. You can request removal of your data at any time by emailing peopleops@modulrfinance.com - though this will withdraw you from consideration for the role. By submitting your CV you understand that we have a legitimate interest to use your personal data for the purposes of assessing your eligibility for this role. This means that we may use your personal data to contact you to discuss your CV or arrange an interview, or transfer your CV to the hiring manager(s) of the role you have applied for. You can ask us at any time to remove your CV from our database by emailing peopleops@modulrfinance.com – but please note that this means we will no longer consider you for the role you have applied for.