Head of Integrated Risk Oversight

The role creation is subject to the Works Council positive advice and implementation of the new structure resulted as a consequence of Risk RfA on 1 April 2026.

The team
The mission of Integrated Risk is focused on providing risk identification, aggregation and insight capabilities at Group level across the various Risk domains. The department deploys these capabilities across risk functions to maintain overarching oversight of risk governance, policies, and frameworks, and to steer group-wide model development and implementation activities across locations.

Specific function
The Integrated Risk Oversight department within Integrated Risk will be responsible for the Credit Risk Model oversight tasks assigned to the Credit Risk Control function under CRR articles 189 and 190. In addition, the team will be responsible for the functional coordination of local model development units across ING's locations, acting as the gatekeeper for the Group's methodological standards and regulatory requirements related to model development and monitoring of IRB and IFRS 9 models. This includes the coordination of ECB communication on these models and ensuring adherence to regulatory and internal standards for SRT process.

Role and responsibilities

Lead cross-functional teams in driving regulatory strategy, model governance, securitization oversight, and credit risk management. Oversee the development and implementation of model methodologies, capital assessments, and risk reporting, including securitised exposures. Provide strategic advice and challenge to senior management and the first line of defence on regulatory interpretation, model control, and risk mitigation across portfolios and the balance sheet. Ensure high quality responses to ECB model inspection teams and aim for approval of redeveloped models minimal ECB observations.

Specific Tasks and Responsibilities

• Steer the development of internal model methodologies, ensure regulatory compliance, oversees implementation across entities, and manage relationships with supervisory authorities.

• Drive the simplification of model monitoring, ensure adequate capitalization and streamline credit risk control activities.

• Oversee internal model investigations, ensuring timely and high-quality responses to inspection teams, and lead the successful approval of newly redeveloped models.

• Lead the delivery of dashboards and reports on risk migration, capital planning, and RWA consumption analysis to support senior management and MBB decision-making.

• Build and lead high-performing teams of senior regulatory experts. Set the vision and drive the delivery of the Integrated Risk Oversight strategy. Identify and close capability gaps and manage performance and succession planning.

• Manage stakeholders' relationships up to C-suite level; provide expert guidance to local risk units; oversee budgeting and alignment of resources with regulatory strategy.

• Develop a credible, independent, and expert second line of defence control function for securitization, in line with regulatory expectations and ING's risk appetite. Ensure effective oversight of transaction structuring, modelling assumptions, capital treatment and risk transfer eligibility.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you'll stay curious. Keep learning. Take on responsibility. In return, we'll back you to develop into an even more awesome version of yourself. Furthermore you have:

• University / Postgraduate (Master's Degree

• Extensive experience years) providing expert competence in credit risk management, regulation, compliance, supervision or related fields.

• Proven ability to interpret strategy and policies to define and deliver objectives over medium to long term horizons, while effectively steering and organizing expert teams over short to medium timescales

• High decision quality: consistently strives for timely, high-quality decisions, balancing strategic trade-offs and elaborating complex analyses quickly.

• Decisive leadership: makes timely and tough decisions, skilfully balancing analysis with action to maintain momentum.

• Self-awareness and growth mindset: uses feedback and reflection to gain insight into personal strengths and development areas.

• Inclusive leadership: fosters an environment where individual contributions are recognised and valued.

• Results-driven: consistently delivers results, even under pressure, and holds self and others accountable for commitments.

• Financial acumen: applies key financial indicators to inform sound business decisions.

• Integrity and trust: earn the confidence of others through honesty, authenticity and ethical conduct.

• Holistic thinking: applies broad knowledge of the end-to-end regulatory credit risk model lifecycle (including IT, data, model & policy development, regulation) to act as the organizational authority on identifying, assessing, prioritizing and managing model risks.   

Reporting Line and Classification

Head of Integrated Risk Oversight – Head of Financial Risk Management III reports hierarchically to Head of Integrated Risk located in Amsterdam
This position is classified as: Head of Financial Risk Management III | JG 23 – Job Title: Head of Integrated Risk Oversight | Job Family Group: Risk Management | Job Family: Financial Risk

Questions?

In case you have any questions please contact Anna Halliwell (HR Business Partner). Want to apply directly? Please upload your CV and motivation letter by clicking the 'Apply' button.

An Enhanced Reliability Screening and positive clearance is required for appointment to this sensitive position.